Health Insurance and Support at IUJ

All IUJ students are covered by three insurance programs and other health support services. Below is a simple summary. Full details are in the Info Pack, and more information is shared during Fall Orientation.

If you miss the orientation, please visit the Office of Student Services (OSS) or carefully read the guides provided.

1. National Health Insurance (NHI)

All regular IUJ students must join Japan’s National Health Insurance (NHI). The OSS helps arrange payments through your bank account.

  • NHI covers 70% of your medical costs in Japan.

  • Some services are not covered — check the Info Pack for full details  (see the Info Pack  ).

  • This insurance is required for all students.

Important: NHI does not cover health issues or accidents outside Japan. Please buy travel insurance if you plan to leave Japan.

More details are available through Ministry of Health, Labour and Welfare: Health Insurance

2. Liability and Injury Insurance (“Gakken Sai”)

This insurance protects you in case:

  • You injure someone or damage property during IUJ-approved activities (like internships or research).

  • You are injured during an IUJ event and need ongoing treatment.

  • It also covers third-party injuries during IUJ events.

Cost depends on your program length:

  • 1 year: 1,540 yen

  • 2 years: 2,430 yen

  • 3 years: 3,620 yen
    (Prices may change. Insurance is valid until graduation.)

This insurance is also required.

3. Scholarship Insurance (if applicable)

Some scholarships may include other insurance. Please check with your scholarship sponsor for details.